After a car accident, all you want to do is to find some way to get your life back on track. You’re focused on your recovery, on getting back to work, and getting on with your life. The last thing you want to deal with is dealing with medical bills or your insurance company. If you could just put everything behind you, you would.
Unfortunately, to get better, you need to get treatment, which can often be expensive. The insurance company isn’t giving you what you need, and you know your only option is filing a personal injury claim, but where do you start?
At Console and Associates, we can handle your claim so you can focus on getting better. Over the past 25 years, our Marlton personal injury lawyers helped thousands of clients in Marlton and the surrounding communities resolve their claims.
We want our clients to understand what we do and why we do it. This gives you the power to make strategic decisions to help your case and your recovery. Before you start the legal process, let us help you learn more about our trial attorneys and the steps ahead of you.
Marlton Auto Accident Attorneys
In a personal injury claim, a law firm negotiates with the insurance company in two phases to try and resolve your lawsuit. During litigation, they’ll negotiate with the insurance adjuster and attempt to settle the case out of court. If they can’t come to an agreement, a trial attorney will argue your car accident claim in front of a judge.
Both litigators and trial attorneys are valuable when working with insurance companies; however, you want to make sure you have someone on your side who is going to fight until the end to make sure your case is settled fairly.
From the moment we sign a client, we assume that the claim will go to trial and plan accordingly. Our trial attorneys would prefer to negotiate, but we’ll also walk away from the table if the insurance company won,t offer the settlement our client deserves because we know we can argue the claim, and win, in court. Litigation is an important piece of your car accident claim, but we’ll never settle for less than what you need to get your life back on track.
Do I Need A Lawyer For A Minor Accident?
Not every car accident requires legal intervention. If you walked away from an accident and the only thing damaged was your car, you might not need a trial attorney. But if you were injured, or if the person who hit you doesn’t have insurance, you might need a lawyer. At our Marlton office, consultations are always free, so there is no risk for you to get advice.
We’ll ask you questions about the accident and your treatment to make sure you have access to the care you need. When you call, you’ll have someone who understands New Jersey’s car accident laws to review your claim and let you know what your options are. Then you can make an informed decision about whether or not to pursue a claim.
It’s tempting to write off what happened to you as not a big deal, but even a minor car accident can impact your life for months or years to come, even in ways that don’t seem immediately obvious the day of the accident. It is important to always meet with a medical professional after an accident to make sure everything is okay.
What Does A Car Accident Lawsuit Look Like?
Every day we work with clients who’ve never filed a claim with their insurance provider before and don’t know what to expect. When you work with an accident trial attorney with years of experience, they’ll help you better understand the steps needed to negotiate a claim.
Common Questions About Car Accident Claims
After more than twenty-five years of helping clients in Marlton and throughout Camden and Gloucester Counties, we’ve answered thousands of their car crash questions. We wanted to answer some of the most commonly asked ones below. Don’t see what answer you’re looking for? Just give us a call, and we’ll be happy to help.
What Is The Average Settlement For A Car Accident Claim?
Every claim is unique, which means that there’s no easy way to give an average settlement amount. However, there are three main factors that can determine the size of the settlement. We call this the L-I-D.
- Liability – In New Jersey, liability can be shared. If the negligent party is only found 80% liable for the accident, they will only be responsible for 80% of the damages caused by accident. For example, if the settlement is $100,000, the negligent party would be responsible for $80,000.
- Insurance – A personal injury claim can only seek damages up to the limit of the insurance policy. If the limit is $25,000, the settlement can only be $25,000, even if the damages exceed this. We can seek additional damages from your insurance through your under-insured motorist (UIM) coverage, but this is also limited by your policy.
- Damages -Your injury caused serious injuries, but these costs aren’t just reflected in your medical bills. Damages reflect the true cost of your accident, including:
- Missed work – From your stay in the hospital to the hours you’ll miss during recovery
- Lost wages – Serious accidents might keep you from returning to work permanently or force you into a lower-paying position.
- Lifestyle changes – If you can’t spend time with your family or do a hobby you love
- Future care – Ongoing treatments and surgery that you’ll need due to your injuries
- Pain and suffering – Your accident took a physical and emotional toll on you. Pain and suffering are these non-monetary damages.
Using L-I-D, Console and Associates builds your claim, and we fight to get you as much as possible. On average, let a personal injury attorney file a claim on your behalf results in a settlement that is 3.5x larger than what you could receive if you attempted to negotiate with the insurance company on your own.
What Is Your Attorney Fee For An Auto Accident?
This is a question we get a lot, but it’s a difficult one to answer. Console and Associates work on claims on a contingency fee basis. What this means is that you don’t pay anything upfront for our services. We don’t charge you an hourly rate, and we’ll advance all costs associated with your claim. You never pay anything out of pocket.
When we successfully resolve your claim, we accept a percentage of the settlement amount as our fee. This means that, unlike your insurance company, our best interests are always aligned with yours. If we cannot resolve your claim, you never owe anything. We’ll pay all of the court costs ourselves. You don’t owe anything for the claim.
My Friend Was The Driver, What Should I Do?
If you’re in an accident where you know the driver, you might worry about what filing a claim means for your friendship. But a personal injury claim should have no impact on your friendship. When we file a claim, your friend’s name might be listed, but we never sue them directly. We’re legally required to put their name there, but we only ever deal with their insurance company.
Remember, they have insurance to help with injuries like yours. They pay insurance every month for the policy, so it’s there when someone needs it. You need it.
Your friend cares about you and wants you to get better. A personal injury claim will only help with that.
We Are Your Local Car Accident Attorneys
This is a high-level view of the claims process after a car accident. The goal is to help you understand what your claim looks like and what your trial attorney is going to do for you. If you were recently in a car accident and are looking to file a claim, contact the Marlton trial attorney in your area. Schedule a free consultation with Console and Associates and tell us about your case.
Looking for our Marlton office? We’re conveniently located right off of route 73, across from the AMC and Whole Foods shopping center.