After a car accident, all you want to do is to find some way to get your life back on track. You’re focused on your recovery, on getting back to work, and getting on with your life. The last thing you want to deal with is dealing with medical bills or your insurance company. If you could just put everything behind you, you would.
Unfortunately, to get better, you need to get treatment, which can often be expensive. The insurance company isn’t giving you what you need, and you know your only option is filing a personal injury claim, but where do you start?
At Console and Associates, we can handle your claim so you can focus on getting better. Over the past 25 years, our Marlton personal injury lawyers helped thousands of clients in Marlton and the surrounding communities resolve their claims.
We want our clients to understand what we do and why we do it. This gives you the power to make strategic decisions to help your case and your recovery. Before you start the legal process, let us help you learn more about our trial attorneys and the steps ahead of you.
In a personal injury claim, a law firm negotiates with the insurance company in two phases to try and resolve your lawsuit. During litigation, they’ll negotiate with the insurance adjuster and attempt to settle the case out of court. If they can’t come to an agreement, a trial attorney will argue your car accident claim in front of a judge.
Both litigators and trial attorneys are valuable when working with insurance companies; however, you want to make sure you have someone on your side who is going to fight until the end to make sure your case is settled fairly.
From the moment we sign a client, we assume that the claim will go to trial and plan accordingly. Our trial attorneys would prefer to negotiate, but we’ll also walk away from the table if the insurance company won’t offer the settlement our client deserves because we know we can argue the claim, and win, in court. Litigation is an important piece of your car accident claim, but we’ll never settle for less than what you need to get your life back on track.
Not every car accident requires legal intervention. If you walked away from an accident and the only thing damaged was your car, you might not need a trial attorney. But if you were injured, or if the person who hit you doesn’t have insurance, you might need a lawyer. At our Marlton office, consultations are always free, so there is no risk for you to get advice.
We’ll ask you questions about the accident and your treatment to make sure you have access to the care you need. When you call, you’ll have someone who understands New Jersey’s car accident laws to review your claim and let you know what your options are. Then you can make an informed decision about whether or not to pursue a claim.
It’s tempting to write off what happened to you as not a big deal, but even a minor car accident can impact your life for months or years to come, even in ways that don’t seem immediately obvious the day of the accident. It is important to always meet with a medical professional after an accident to make sure everything is okay.
Every day we work with clients who’ve never filed a claim with their insurance provider before and don’t know what to expect. When you work with an accident trial attorney with years of experience, they’ll help you better understand the steps needed to negotiate a claim.
If you’re injured in an accident, even if you think it’s not a big deal, see your doctor. Some injuries might not show symptoms right away, and a doctor can start treatment before they turn into more serious injuries. This will minimize the pain and suffering you have to deal with as the result of a car accident so you will be able to return to your life as soon as possible.
The first part of any claim process is speaking with an attorney. Contact a Marlton trial attorney whose main focus is on personal injury claims and can understand what you are going through.
When you call, we’ll ask you to tell us your full story, from the moments leading up to your car accident through your treatment process. The more details you provide, the better. Using this, your attorney will have an idea for what your case looks like and how you can move forward.
Speaking with a trial attorney can also help you navigate the claims process. Don’t try to work with the insurance company or the legal system on your own. Insurance adjusters might ask you for a recorded statement or to sign documents before you understand what those documents say. These tactics may help them reduce the size of your settlement. Once you hire our firm, they have to send these requests to us, and we won’t sign off on anything that doesn’t put your best interest first.
You might be worried about how you’ll afford a lawyer. Don’t be. From the first call until the day we settle your claim, you’ll never pay anything out of pocket for your car accident lawsuit. That’s part of our no-fee promise. We don’t get paid unless you get the settlement you deserve, so you can trust that we will always have your best interests in mind.
Throughout your claim, continue to seek the medical treatment you need. This includes long-term care like physical therapy as well as necessary surgery or procedures to help you heal. Your top priority is recovering from the accident.
Depending on your doctor, they might not have the ability to manage the complex billing of a car accident claim. If this happens, we’ll help you find doctors who can bill your car insurance, and we will make sure everything is billed correctly.
Document as many details and expenses as possible during your treatment. These include transportation costs, lost wages, and other expenses accrued because of your car accident. All of these notes can help your Marlton trial attorney during the claims process.
File before the statute of limitations
If you are going to file a claim to receive reimbursement after a car accident, make sure you submit it before the statute of limitations ends. For personal injury claims, like those sustained in car accidents, the statute of limitations in New Jersey is typically two years. While there are some exceptions for filing a claim (in some cases the statute can be as short as 90 days), once the statute of limitations passes on your accident, you cannot file a claim.
When you speak with our office, we start working on your claim immediately. That way, when it is the right time to file, we’ll have everything ready so that we won’t miss the deadline.
One of the main benefits of working with an experienced trial attorney is their ability to negotiate. Our firm only practices personal injury, and we’ve spent years helping car accident victims get the settlements they deserve.
As your attorney, we’ll negotiate with the insurance company to see if we can reach a settlement agreement in your case. The insurance company typically makes a low initial offer. We will respond with evidence proving that the initial offer isn’t enough to cover your expenses and will counter with an amount they think is fair. Both parties will go back and forth in hopes of reaching an agreement.
According to the US Department of Justice, more than 90 percent of cases never see a courtroom. Instead, a settlement is reached during negotiation. Both parties know that a trial can take months and cost a lot of money. The insurance company wants to save money, and as your attorney, we know that the sooner we can resolve your claim, the sooner you’ll be able to put this whole thing behind you.
However, if your attorney cannot reach an agreement with the insurance company, your case may go to court. This is the litigation process, where a judge or jury reviews your case and awards damages. As your attorney, we’re not afraid to take your claim to trial if that,s what it takes to get you your settlement.
Whether it’s through negotiation or at the end of a trial, eventually the insurance company will agree to resolve the claim we filed on your behalf. This agreement includes the amount they’ll pay you for the accident, known as a settlement.
Your settlement will be based on many different factors, from the extent of your injury and treatment to how many wages you lost to the overall impact the accident had on your life. With Console and Associates, you can trust that you will get the settlement you deserve.
The last step in the accident claim process is the disbursement or the payment from the settlement to the parties that are owed.
If your insurance company or medical provider has a lien against the settlement, they’ll receive the funds owed to them. We’ll work with anyone who has a claim against your settlement to see if we can negotiate the price, helping you keep as much of the money as possible.
Then, we’ll pay for any costs associated with your claim. This includes things like filing fees or the expert witnesses we called to testify. As your trial attorney, this is when we claim our fee. We’ll accept a portion of the settlement as our payment.
Then we disburse the rest of the money to you.
After more than twenty-five years of helping clients in Marlton and throughout Camden and Gloucester Counties, we’ve answered thousands of their car crash questions. We wanted to answer some of the most commonly asked ones below. Don’t see what answer you’re looking for? Just give us a call, and we’ll be happy to help.
Every claim is unique, which means that there’s no easy way to give an average settlement amount. However, there are three main factors that can determine the size of the settlement. We call this the L-I-D.
Using L-I-D, Console and Associates builds your claim, and we fight to get you as much as possible. On average, let a personal injury attorney file a claim on your behalf results in a settlement that is 3.5x larger than what you could receive if you attempted to negotiate with the insurance company on your own.
This is a question we get a lot, but it’s a difficult one to answer. Console and Associates work on claims on a contingency fee basis. What this means is that you don’t pay anything upfront for our services. We don’t charge you an hourly rate, and we’ll advance all costs associated with your claim. You never pay anything out of pocket.
When we successfully resolve your claim, we accept a percentage of the settlement amount as our fee. This means that, unlike your insurance company, our best interests are always aligned with yours. If we cannot resolve your claim, you never owe anything. We’ll pay all of the court costs ourselves. You don’t owe anything for the claim.
If you’re in an accident where you know the driver, you might worry about what filing a claim means for your friendship. But a personal injury claim should have no impact on your friendship. When we file a claim, your friend’s name might be listed, but we never sue them directly. We’re legally required to put their name there, but we only ever deal with their insurance company.
Remember, they have insurance to help with injuries like yours. They pay insurance every month for the policy, so it’s there when someone needs it. You need it.
Your friend cares about you and wants you to get better. A personal injury claim will only help with that.
This is a high-level view of the claims process after a car accident. The goal is to help you understand what your claim looks like and what your trial attorney is going to do for you. If you were recently in a car accident and are looking to file a claim, contact the Marlton trial attorney in your area. Schedule a free consultation with Console and Associates and tell us about your case.