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A Newark, New Jersey, accident can bring your life to a halt.
Instead of going to work or proceeding with your day as usual, you may have to go to the hospital, pay for expensive medical bills, deal with a tow company and auto mechanic, and handle the insurance claims process.
At Console & Associates, believe innocent car accident victims in Newark shouldn’t have to handle the claims process alone. We help clients through every phase of the settlement process, from identifying the defendant to arguing for better compensation.
You can get the money you deserve without paying out of pocket for legal representation or spending hours of your own time fighting a legal battle. Contact us today for your free initial consultation.
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The average car accident survivor isn’t prepared for the insurance claims process.
The insurance industry makes sure this process is anything but fair. If you want to recover the money you deserve for your car accident in Newark, NJ, you’ll need on your side the same level of professional legal knowledge that the insurance company has on its side. That means hiring a highly experienced Newark car accident lawyer to be your advocate.
Most people assume auto insurance companies will be on their sides during the claims process, with agents who are there to help victims.
Unfortunately, this is not the case. Insurance companies want what is best for them, not their policyholders or the victims of collisions caused by their policyholders.
Your insurance claims adjuster may try to undervalue your losses or otherwise take advantage of you during the claims process. In fact, in an original survey we conducted of more than 1,000 Americans across all income levels, age groups, and geographical locations, nearly 30 percent of respondents reported having been taken advantage of by an insurance company.
Some of the insurance claim issues you might face if you attempt to handle this case on your own include:
Hiring a Newark car accident attorney puts a stop to these unjust practices and enables you to fight for fair compensation. The insurer knows it can’t get away with these actions when we’re on your side, fighting to make sure you get every dollar you deserve. With an experienced Newark personal injury attorney sticking up for you, you can enjoy the peace of mind to focus on what is most important: your recovery.
Do you have the grounds for an insurance claim due to an auto accident in Newark? An attorney would need to know the details of your situation first, but you generally have a car accident claim in New Jersey if:
Finding out whether you can move forward with a claim is easy. Call our Newark, NJ law office today for a free, confidential case evaluation from the convenience of your own home.
Whether you know precisely who is to blame for your car accident or wish to discuss potential defendants with an attorney, we can help. Our Newark car accident law firm can take over your case and begin investigating the auto accident, searching for signs of fault, gathering evidence of negligence, and building a stronger case on your behalf. We’ll use this evidence to craft a compelling argument for the other driver’s liability so that you can collect the money you deserve.
Hiring a skilled attorney for Newark motor vehicle accidents doesn’t have to add to your burden. In New Jersey, car accident attorneys work on a contingency basis, also called a no-win, no-fee basis.
This means hiring a lawyer for a car accident in Newark, NJ will cost you nothing out of pocket. When and if your attorney successfully gets money for you, they receive only a percentage of the money they get you.
There’s no chance of your claim costing more to pursue in attorneys’ fees than it is actually worth. What you pay for legal representation isn’t based on hourly fees or monthly retainers but instead on a proportion of the results of your claim.
The worth a Newark auto accident lawyer brings to your claim far exceeds this proportional cost. In New Jersey, attorneys who work on a contingency basis charge 33 1/3 percent on the first $750,000 of a claimant’s settlement or jury award, with the percentage decreasing from there.
However, data from the Insurance Research Council previously indicated that attorneys get their clients, on average, 3.5 times more money than claimants without legal representation get for themselves. A third of your settlement is a small price to pay when an attorney can more than triple the payout you’re looking at for your Newark accident.
Car accidents in Newark often garner settlements in the ranges of:
The precise value of your claim depends on numerous factors – the most important of which are your damages.
Damages is the term attorneys and insurance companies use to describe the harms and losses you suffered because of the collision. Most damages in a Newark car accident lawsuit fit into one of two categories: economic damages or non-economic damages.
Economic damages encompass any harm that has a clear numerical cost to it. Your economic damages in a Newark accident claim may include:
Non-economic damages don’t have a defined numerical value. They include harms and losses such as:
It takes an experienced Newark car accident attorney to determine the full scope of your damages and the level of compensation you’re entitled to. When we calculate the value of your claim, you can count on us to incorporate every one of your economic and non-economic damages into the figure and to fight for every dollar of compensation that’s necessary to make you whole.
You’ve come to the realization that hiring a lawyer is the best thing you can do for the success of your Newark car accident claim. The question is, which attorney is right for your case?
Hundreds of NJ personal injury lawyers in Essex County are available to take on claims involving an accident near Newark. To make sure you’re getting an attorney who will make the most of your claim, you should look at factors like the following:
Don’t take our word for it. See for yourself what our clients say about working with Console & Associates – then call us for your free consultation.
Our Newark auto accident attorneys have been in practice for decades. We have been there for clients with a wide range of personal injuries and property damage from all types of collisions.
We can help you seek justice and restitution from the at-fault party after any kind of auto accident in Newark, New Jersey, including:
We frequently handle Newark claims involving:
We handle complex liability claims, including Newark traffic accidents involving Uber, Lyft, and other rideshare drivers as well as commercial vehicle accidents. We’re experienced with the nuances of handling drunk driving accidents and texting and driving accidents.
For grieving families who have suffered the loss of a loved one in a Newark fatal accident, we seek wrongful death benefits – always with the utmost compassion for our clients.
Whether they occur on bustling city streets or on highways like Routes 21 and 22, the Garden State Parkway, Interstate 78, and the New Jersey Turnpike, Newark car accidents lead to serious injuries. Some of the types of injury matters our New Jersey personal injury attorneys have handled include:
Many of these injuries are immediately apparent, but some serious injuries may not be as obvious. It may take hours or days after a car accident for them to begin to present clear symptoms.
Often, Newark car accident victims confuse these symptoms with less serious aches and pains because they believe they are “fine.” By the time the symptoms become severe and the victim realizes that their injuries are a lot more serious than they thought, they may have already made a big mistake with their claim.
We see this all the time, especially with car accident survivors who sustained herniated discs or closed head injuries. The sooner you seek help for a Newark car accident with injuries like these, the better equipped we will be to make your case a success.
If you think it’s “just whiplash” – or if your insurance adjuster suggests that’s the case – you’re probably not too worried about the soreness in your back or neck. You take some over-the-counter inflammatory medicine to control the pain, limit your movements, ice the pain site, and hope it’ll go away.
But over the next few days, you notice other symptoms, like pain, numbness, tingling, or weakness that radiates through the body – even into the legs. Certain movements may make you feel like you’ve suffered a sharp, sudden pain like an electric shock. You might experience dizziness (cervical vertigo) or even signs of paralysis, all due to a herniated disc.
A herniated disc, also called a “slipped disc” or “bulging disc,” happens when the impact of a collision damages the soft, gel-filled discs within your spine that cushion the bones of your vertebrae. Some herniated discs cause no symptoms or problems at all, but others compress or impinge on your nerves to produce debilitating effects.
Treatment for a herniated disc can range from the conservative – rest and physical therapy – to a grueling microdiscectomy surgery. This procedure removes the damaged part of the disc that is causing the symptoms and implants metal hardware to keep the affected vertebrae aligned with the rest of the spine.
Herniated discs are a type of “soft tissue” injury. Since no bones were broken in the spine, the insurance company will likely try to minimize the importance of a herniated disc. We’re here to stop this from happening and to make sure you get the compensation to cover every harm that accompanies a herniated disc, including the potential of a costly surgery and months of missed wages.
If there’s no visible wound, then your head must be fine, right? Wrong.
Closed head injuries may look fine from the outside, but they can have serious effects, including brain swelling and damage to parts of the brain. Some closed head injuries can be fatal, but even relatively mild to moderate head injuries, like concussions, can have an impact on physical and cognitive functioning.
If you notice unusual physical or neurological symptoms, find that you have trouble thinking or remembering things, or just aren’t feeling or acting like yourself, you could be suffering from a closed head injury. You may have a closed head injury if:
You should always seek medical attention for a suspected closed head injury. Emergency room doctors, neurologists, and others can determine if your injury requires immediate medical intervention and prescribe medications and therapies that can help diminish your symptoms.
Generally, any injury for which you seek medical care and which affects your life can be considered serious enough to pursue a claim.
To document the extent of your injuries, as well as to get better, you need to be consistent about following up with your medical care. If you don’t go to your medical appointment and therapy appointments, the insurance adjuster will likely argue that your injuries aren’t serious enough to pursue a claim – and, since you didn’t get medical care, you have no documentation to prove otherwise.
That’s why it’s important to both your physical and your financial recovery that you keep up with all medical appointments and recommendations.
If you selected the “limitation on lawsuit” option when setting up your auto insurance policy, it might be harder for you to recover for non-economic damages like pain and suffering. In this case, you have to meet a threshold of injury severity that even some serious injuries do not meet.
As your Newark car accident attorneys, determining whether you meet this threshold – and how to prove it if so – is part of our job. Even if your injuries aren’t “serious enough” to sue for pain and suffering, we can still get you every dollar of compensation you deserve for your medical costs and lost wages.
As New Jersey’s #1 most populated city and Essex County seat, Newark sees more than its fair share of car accidents. Despite having a total area of just 26 miles, Newark is home to 368 miles of roadways.
Highways in Newark include:
Among the major local streets you’ll find within the city limits of Newark are:
Newark is a real transportation hub, facilitating transport by air, rail, and sea as well as by road. Crashes sometimes occur en route to, or in the vicinity of, these infrastructure hubs. Our attorneys are no strangers to injury matters that result from the following:
Looking at the statistics, you might call Newark a hotspot for New Jersey motor vehicle fatalities. From 2004 to 2019, 15,877 fatal car accidents occurred in NJ.
Essex County, where Newark is located, was ranked #3 in the state for counties with the most fatal car accidents, with 1,207 deadly crashes. To compare, the #1-ranked county, Middlesex County, had 1,401 fatal collisions.
Devastating crashes aren’t just common around Newark – they’re alarmingly common in Newark. Half of the top 10 deadliest roads in the state are within Newark city limits. In this map, the skull and crossbones icons represent particularly dangerous areas and stretches of road. View the full interactive map.
Two areas were particularly dangerous, each accounting for 35 Newark NJ fatal accidents:
The Newark, NJ law office where Console & Associates meets our North Jersey clients is located at:
Console and Associates, P.C.
494 Broad Street, #208B
Newark, NJ 07102
You’ll find us near the University Heights neighborhood, slightly north and west of the Gateway Center complex at the intersection of Broad Street and Bridge Street. We’re not far from landmarks like the Newark Library, Newark Museum, Saint Michael’s Medical Center, the New Jersey Institute of Technology, and the Rutgers University Office of Admissions.
If you’re driving to our Newark office from within the city or from elsewhere in North Jersey – like East Orange, Jersey City, Passaic, and other cities in Essex County, Passaic County, Bergen County, and more – you may find a route to us along any of the following roadways:
Our office is also accessible by public transportation. There are five NJ Transit bus stops nearby, with more than 20 different routes traveling to and from those stops. We’re also within walking distance of both Newark Penn Station and Broad Street Station for your convenience.
Newark car accident lawsuits are subject to unique New Jersey laws, the most important of which is the state’s no-fault law.
New Jersey is a no-fault state. What this law means is that even if you did not cause the automobile accident, your own auto insurance company is the one that pays your medical bills – not the other driver’s.
This means you have to pay your insurance coverage responsibilities – potentially thousands of dollars out of your pocket – for someone else’s mistake.
And, if the cost of your care exceeds the limit of PIP coverage you purchased on your policy, you’re responsible for those costs, too. Under New Jersey law, this limit could be as low as $15,000, so exceeding it doesn’t take much.
PIP, which stands for personal injury protection, is the portion of your auto insurance policy that covers your medical bills, regardless of who’s at fault for the crash.
For Newark accident injury victims, PIP primarily covers medical expenses, such as:
In certain instances, your PIP benefits may cover additional expenses, like some amount of lost wage payments. A car accident lawyer in Newark, NJ can examine your insurance policy and ensure you’re getting all of the benefits you’re entitled to.
When your own insurer pays for your medical care, you have to chip in towards those costs – yes, even if the crash wasn’t your fault.
You have to pay a deductible, which typically ranges from $250 to $2,500, before your insurance coverage kicks in. Then you owe copayments of 20 percent of the first $5,000 (minus your deductible). All in all, you’re looking at out of pocket costs of $1,200 to $3,000, even
To make up for these out-of-pocket costs, as well as to fully compensate you for both your lost wages while out of work and the pain and suffering you experience, you’ll need to sue the at-fault motorist.
In a Newark injury claim, you would seek compensation from the auto insurance policy of the driver who is at fault. If the driver is uninsured or doesn’t have enough insurance coverage for your damages, you may pursue a claim under your own policy – but only if you purchased optional uninsured (UM) and underinsured (UIM) coverage.
A Newark car accident attorney from Console & Associates PC can help you negotiate with any insurance carriers involved in your claim. Most Newark car accident claims are settled out of court. If the insurer isn’t willing to offer a fair settlement amount for your debilitating or disfiguring injuries, we can fight in court to get you maximum compensation.
A car accident in Newark does not have to permanently derail your life. At Console & Associates PC, we can help you put your life back together after a serious vehicle collision. Through every step of your Newark car accident claim, we’ll be a strong advocate for your best interests and the financial results you deserve.
For your free, no-risk consultation, just fill out a contact form online or call our Newark office at (862) 229-1137 today.
The most important steps you should take after a crash are:
We call our legal services risk-free because, if you don’t win your Newark car accident case, you owe nothing.
Because we bill on a contingency basis, you pay nothing for our legal representation unless we succeed in getting money for you. You don’t even have to reimburse us for the costs we’ve advanced – legal filing fees, the cost of expert witness testimony, and more – if you don’t win, so you really are no worse off by losing your claim than you were before you decided to pursue a case.
In some cases, the person you’d sue for your case is a friend, a family member, or a coworker. That’s particularly likely when you’re a passenger riding in the car of a loved one who caused a crash.
It can be difficult to know what to do in this situation – no one wants to sue a friend, but doing so may be necessary to get better and keep your family afloat.
Suing your friend doesn’t mean a courtroom drama or seeking assets from them personally. It means filing a claim for benefits from the insurance coverage they’ve purchased for a situation just like this. If you have questions about what it means to sue a friend and what your options are, give us a call. We’re here to help.