Pennsylvania Car Accident Lawyers
Your car accident case is unique. No other Pennsylvania car accident victim suffered exactly the same injuries in precisely the same way. In other cases, the at-fault driver’s identity is different. So is the careless behavior that caused the collision. The details of auto insurance coverage are different. Even the way your accident impacts your life isn’t quite the same as any other victim in any other case.
But those injuries did affect your life – in very serious ways. To get the money you need to put your life back on track, you’ll need help from car accident lawyers in PA. But not just any lawyers. You need someone with experience handling thousands of claims, but also the compassion to treat you as an individual, not a case number. You need Console & Hollawell.
With 20 years of experience, a reputation for providing outstanding personal service to every client, and offices located in Pennsylvania and Center Valley, we have everything you need in a personal injury law firm.
Call (215) 225-2040 today and let us review your case for free.
Always Going the Extra Mile for Car Accident Victims
At Console & Hollawell, we’ve been representing car accident victims for a while now – more than 20 years, in fact. So we know that a serious crash affects your life in a lot of ways, and that you need support beyond the bare minimum of what you expect a lawyer to do.
Here’s how our PA car accident attorneys go above and beyond to help you after a crash:
- We’ll handle your property damage claim so you can get your car fixed (or get the money to replace a totaled car) with less hassle.
- When it comes to car accident injuries, medical billing problems are more common than you would believe. If a medical billing issue arises in your case, our dedicated in-house PIP specialist will handle it for you.
- We’ll negotiate any medical bills you haven’t paid by the end of your claim. We have saved clients tens of thousands of dollars by negotiating with their doctors.
- … And we’ll do it all at no cost to you.
These are aspects of a claim many lawyers don’t want to handle, because there’s nothing in it for them. But Console & Hollawell works for you. We think anything we can do to make your life easier and make sure more of your money stays in your pocket (where it belongs) is worth doing.
Pennsylvania Car Accidents
PA Crash Rates
The statistics are alarming.
Every year, well over 1,000 people die in accidents on Pennsylvania roadways, the Pennsylvania Department of Transportation (PennDOT)’s JustDrivePA website reported.
And despite a significant decrease in total crashes since the mid-1990s, Pennsylvania roadways still see more than 120,000 collisions every year, PennDOT reported.
More than 3,000 of those crashes leave victims with major injuries.
Unfortunately, our area of the state sees more than its fair share of serious accidents. Nine out of the 10 Pennsylvania counties that see the most car crashes are concentrated in the Southeastern PA region:
In Pennsylvania, crashes are common on roadways of all kinds. It’s hard to tell which routes are the most dangerous. State highways see way more crashes, injuries, and fatalities than other types of roadways, but local streets are the roadways that see more injuries per mile traveled, PennDOT reported.
Certain roads are more accident-prone than others – and they’re not always the ones you would imagine. Sure, there are infamously dangerous highways, like:
- I-76 (the Schuylkill Expressway)
- The Pennsylvania Turnpike
- Crash-plagued bridges on I-83, I-80, and Route 30.
But local drivers often complain about the crashes on other roads, too, such as:
- Roosevelt Boulevard in Philadelphia
- Market Street in Harrisburg
- Industrial Highway near York.
And Bensalem, PA, in Bucks county happens to be home to “the most dangerous intersection in America,” Knights Road and Street Road, TIME reported.
Console & Hollawell’s Experience in PA
At Console & Hollawell, we’ve handled car accident cases across Pennsylvania, from Bethlehem to Bristol Township, Reading to Lancaster, Malvern to Chester – and, of course, in Philadelphia and the Lehigh Valley. We’ve worked in Philadelphia, Montgomery, Bucks, and Lancaster Counties, and beyond.
Over the two decades we have represented car crash victims across Southeastern Pennsylvania, we’ve seen crashes caused by drivers who were distracted‚ drunk‚ fatigued, and simply irresponsible.
We have come across collisions that resulted from faulty tires‚ brakes‚ steering columns‚ and other manufacturer’s defects. We’ve also seen accidents caused by dangerous road conditions, including poor road signs‚ obstacles in roads‚ and roads in disrepair.
And we’ve fought to get clients in situations like yours the full amount of money they deserve – winning them upwards of $30,000,000 in compensation over the course of our career.
Two Convenient Pennsylvania Locations
After a serious car accident, you might not be up to doing very much. So Console & Hollawell makes it easy to get help – even if travel is out of the question right now.
Our Philadelphia office is located on Market Street in Center City, near such landmarks as City Hall and Rittenhouse Square. It’s easily accessible by car or public transportation, or on foot.
We also have an Allentown office located on Corporate Parkway in Center Valley. This location is just minutes from the Pennsylvania Turnpike, Interstate 78, and Route 309. You’ll find us near landmarks like the Promenade Shops at Saucon Valley, Center Valley Club, and the Historic Hotel Bethlehem.
We know that getting around can be a hassle for many Pennsylvania car accident victims, so you don’t have to come into our office to get help. If it makes your life easier, we’re happy to assist you over the phone, through postal mail, and by email.
When your situation calls for an in-person appearance but you can’t make it to us, we’ll come to you. We have met clients at hospitals, rehabilitation centers, doctors’ offices, and even their own homes.
Nothing should stand in the way of you getting help for your car accident case. Let us know how we can help you.
Understanding Pennsylvania Auto Accident Insurance
In Pennsylvania, driving without insurance is illegal – and rightfully so. But just because we purchase auto insurance doesn’t mean we understand how it works, what it covers, and what to expect if we ever need to use it.
Many of the clients who come to us for help with their Pennsylvania car accident claims don’t understand what they’re entitled to, or what their responsibilities are, under their own auto insurance policies.
What the Pennsylvania No Fault Law Means for Car Accident Victims
Since the other driver caused your collision, it should be his or her responsibility to pay for the damage, right? Not always – especially in states like Pennsylvania that have adopted No Fault laws.
The No Fault law doesn’t actually mean that no one is at fault for the accident – of course someone is. Any driver who failed to follow traffic safety laws and contributed to the crash can be found at fault for the collision.
What the No Fault law means is that no matter who is actually at fault for the accident, each driver is responsible for paying for his or her own medical care.
Personal Injury Protection (PIP) Explained
When you have a Pennsylvania auto insurance policy, this means that your own insurer will cover your medical bills through a portion of coverage known as Personal Injury Protection, or PIP.
You will have responsibilities, too – like paying your deductible and paying copays of 20 percent of the cost of your medical care, up to the first $5,000.
When you set up your auto insurance policy, you had to choose an amount of PIP to purchase. Pennsylvania state law allows insurance companies to write auto insurance policies with as little as $5,000 in PIP coverage. When you’re in a serious accident, that $5,000 doesn’t stretch very far.
Many drivers don’t remember offhand how much PIP coverage they purchased or what deductible they selected, especially if it’s been awhile since you looked at your policy. If you’re not sure about your insurance, our PA auto accident lawyers can examine your insurance policy and help you understand what it means for your accident claim.
Getting Your Car Fixed
If you have to go through your own policy to get your medical bills covered, you might wonder if you need to do the same to get your car fixed. The answer is – it depends.
The at-fault driver is responsible for the damage to your car. Pennsylvania state law requires all drivers to have at least $5,000 in coverage for property damage they cause to others. In theory, you should be able to promptly get your car fixed or, if it’s totaled, get the money to replace it from the at-fault driver’s insurance company. But that’s not always what happens.
Many times, the insurance company is reluctant to admit their policyholder was at fault and give you the money to fix your car. Instead, stuck you’re dealing with insurance adjusters who drag their feet on making a decision. We’ve seen insurers claim that they can’t determine fault yet even when their policyholder admitted fault to the police and got a ticket for breaking traffic safety laws.
Since you can’t get around until your car is drivable, some accident victims choose to go through their own insurer to get the repairs done quickly. There’s no delay in having to determine who is at fault, but there is a deductible that you have to pay out of pocket. Later, your own insurance company can go after the at-fault driver’s insurer for the repair costs, and you will hopefully get your money back.
As you can tell, even the property damage part of your car accident case can be complicated. While many Pennsylvania auto accident lawyers won’t get involved in their client’s property damage claim, Console & Hollawell will. We want to make this situation as easy as possible for you, so we’ll help with your property damage case at no charge.
Full Tort vs. Limited Tort
Because auto insurance coverage is so complex, many drivers sign their rights away without even knowing it.
Choosing the “limited tort” option on your auto insurance policy can save you money on premiums. In fact, it’s one of the first suggestions insurance sales representatives make to help budget-conscious shoppers cut the cost of auto insurance. But when you get into an accident and need to use that coverage, this choice can cost you a great deal in the long run.
Limited tort means your right to pursue a car accident claim is limited. You’re not allowed to sue for pain and suffering or other non-economic damages you suffer because of the crash unless your injuries meet very specific criteria. This means you could have a serious, life-changing injury and still be excluded from getting all of the money you deserve.
You’re better off having full tort when you have been in an accident, but it’s too late now to change the coverage you had at the time of the accident.
But don’t think that having limited tort insurance coverage will necessarily prevent you from pursuing a claim. Our PA car accident lawyers have helped thousands of crash victims get full compensation, even if they had limited tort.
We understand the complexities of what injuries pass the threshold, what evidence is necessary to prove the severity of those injuries, and what exceptions could apply to your case.
Uninsured and Underinsured Motorist Coverage
Pennsylvania drivers have the option of purchasing uninsured (UM) and underinsured motorist (UIM) coverage. If you chose this coverage when you set up your auto insurance policy, you bought yourself financial protection in case of an accident like yours.
You see, the state requires drivers to purchase just $15,000 worth of bodily injury insurance coverage per person ($30,000 per accident, to be split among multiple victims). The total cost of your rehabilitation, your lost wages, and your pain and suffering could be far more than that $15,000 will cover.
But if you purchased UIM coverage, you can pursue that amount of additional compensation from your own insurance company. Your rights won’t be limited by their decision not to purchase enough coverage to reimburse the people harmed by their careless driving.
And if you get hit by a driver with no insurance at all, your UM coverage provides you with the only viable chance to get compensation for the accident.
The Pennsylvania Insurance Department’s Auto Insurance Guide can help you learn more about auto insurance in general. But if you want help understanding your personal insurance coverage and legal rights after an accident, it’s time to turn to Pennsylvania car accident attorneys like Console & Hollawell.
Call (215) 225-2040 to talk to a lawyer today.