Your injuries are serious, and you don’t know who is responsible for paying the medical bills. You don’t know the legal system. And you don’t know what to expect from the injury rehabilitation process.
But what if you had someone on your side who could take care of all of these problems for you? A New Jersey trucking accident attorney can do so much more for you than you realize. Since 1994, our attorneys have done more than handle our client’s personal injury claims. We’ve also stepped in to make their lives easier – whether that means helping them manage the medical bills or helping them figure out how to proceed with getting medical care.
Massive vehicles like tractor-trailers are the heavyweights of the highway. And the larger a motor vehicle is, the greater it’s potential for causing critical damage.
An 18-wheeler weighs around 80,000 pounds – about 16 times the weight of the average passenger car.
It doesn’t take much for a collision with an 80,000-pound truck to cause a serious injury – or even death. The force of the impact can result in major destruction.
The force of a crash isn’t the only risk. Trucks are often loaded with potentially dangerous cargo, like gasoline and flammable liquids or chemicals and other hazardous materials. If this freight is disturbed in the collision, a truck accident fire could result – putting even more lives in jeopardy.
Sometimes you get hurt in a truck crash when your only mistake was being in the wrong place at the wrong time. Though you’re not at fault for the accident, finding out who caused the collision, and how, is an important step to getting the money damages you deserve.
What causes truck accidents to happen? Often, motor vehicle crashes of all kinds can be traced back to one of two causes: driver errors or vehicle factors.
Whenever a driver takes a risk, breaks a traffic safety law, or ignores the right-of-way, that motorist puts everyone else on the road in harm’s way. A truck driver who follows traffic too closely, speeds, or makes last-minute lane changes is in danger of losing control.
Unfortunately, the lifestyle of a truck driver can encourage this unsafe behavior. Long hours, tight schedules, congested highways, and the temptation to speed are all part of the daily routine for most truck drivers.
Of course, it’s not always the truck driver who behaves recklessly behind the wheel. If your collision involved multiple other drivers, our NJ truck accident lawyers can investigate the crash to find out who’s really at fault – and to hold all parties responsible.
Carelessness is the main cause of truck accidents. But not all crashes are a result of carelessness on the part of the truck’s driver. Sometimes, instead, fault belongs to the one who owned and failed to maintain the vehicle. When commercial trucks make long-distance trips on a daily basis, their parts can suffer more wear than average in just a short time. Mechanical problems like brake failures and maintenance issues like dangerously worn-down tires can cause truck accidents.
There are other vehicle factors at play in a truck accident, as well. For one thing, these massive trucks have a blind spot the size of New Jersey – and that can increase the chances of a crash.
After all, visibility is key to preventing truck accidents. When the truck itself creates large gaps in the driver’s peripheral vision, getting stuck in a truck driver’s blind spot can have disastrous results.
Then there’s the fact that commercial trucks need more space – and more time – to safely stop once they see a potential obstacle in the roadway. Combine this vehicle factor with driver error, and the result can be shattering.
What’s the difference between a car accident and a commercial truck accident? If you thought the rules that apply motor vehicle crashes are the same no matter what kind of vehicle hits you, the insurance company isn’t likely to correct you.
When another driver causes an accident, the amount of money you can recover in a car accident claim is limited. That driver purchased a certain amount of auto insurance coverage – and their insurer won’t pay you more than the policy limit, no matter how much you deserve it. And on some policies, the coverage limits are so low that the victim is left with just a fraction of the compensation they really deserve.
But any truck used for business must carry commercial auto insurance. Commercial policies have higher coverage limits than the average passenger car auto insurance policy.
Commercial vehicles are usually covered by policies with $1,000,000 or more in liability coverage, according to the New Jersey Department of Banking and Insurance.
These higher policy limits mean you won’t have to worry about there not being enough coverage for your claim. And with our truck accident attorneys in NJ on your side, you can be sure that you’re getting every dollar you deserve.
If you’re like most New Jersey drivers, you may have made a choice in setting up your own auto insurance policy that could come back to haunt you if a crash occurs. All auto insurance policies in NJ require policyholders to choose a limitation on lawsuit option. That means what it sounds like – you get to make the choice regarding how much you want to limit your rights to pursue a claim.
If you want to hold onto your rights, you’ll pay a good deal more in insurance premiums to do so. That’s a main reason so many drivers choose the “verbal threshold” option – to save money. But when an accident occurs, you lose your right to pursue any compensation for pain and suffering unless you can prove that your injuries are permanent. That can be more difficult than you would think.
Since your injuries resulted from a crash with a commercial truck, not a private passenger vehicle, you don’t have to worry about this. No matter what choice you made on your own auto insurance policy, the verbal threshold does not apply when you were hit by a commercial vehicle.
You’re not alone in being the victim of a horrible truck crash. Hundreds of thousands of truck accidents in the USA occur every year.
In 2014, the most recent year for which statistics are available, 111,000 people got hurt in collisions with large trucks, the National Highway Traffic Safety Administration (NHTSA) reported. Another 3,903 lost their lives. And nearly three-quarters of those injured or killed were occupants of the passenger car that was hit by the truck.
When it comes to two-vehicle collisions, 97 percent of truck accident deaths happened to the occupants of passenger vehicles, the Highway Loss Data Institute reported.
Whether you were the victim of a truck accident in Hamilton or Woolwich Township, Gloucester County or Essex County, on I-95 or a congested city street, you have legal rights. To protect those rights, you need a truck accident lawyer in NJ fighting for you.
Our attorneys have handled truck accident lawsuits throughout the state. We know the ins and outs of motor vehicle accident law from North Jersey to South Jersey, and we know what it takes to win a commercial truck crash case against a powerful company.
Just as no two truck accidents are quite the same, no two victims will be affected in exactly the same ways. Your injuries and the ways they impact your life are unique. You have questions that need to be answered by a New Jersey truck accident lawyer who understands the details of your case.
When you choose Console and Associates P.C. to handle your truck crash claim, you’ll get the answers you’ve been looking for – and so much more. We have a lot of experience with truck accidents and know how difficult life after a truck accident can be. So we’ll go above and beyond to make things easier for you.
Just a few of the ways our NJ truck accident attorneys can help you include:
What goes into investigating a truck crash? You might be surprised.
First, we gather information, like the truck accident report filed with police. If there’s any video footage of the truck accident from a dash cam, we will request that evidence, too. We can also investigate the individual or company that owns the commercial truck to determine if it has a history of negligence. In one of our past truck accident cases, for example, we found that the company had received 14 citations for violating Federal Motor Vehicle Carrier Safety Regulations.
At Console & Associates P.C., our New Jersey truck accident lawyers make thoroughly investigating your case a priority from day one. We know that the more evidence we have to support your claim, the better positioned we are to recover every dollar of compensation available to you.
Don’t let the prospect of suing a large corporation intimidate you. No matter how wealthy or influential that company may be, it’s not above the law – not when you have someone willing to stand up to the commercial vehicle’s owner, anyway.
Our truck accident attorneys in New Jersey are familiar with handling truck accident claims against a number of major companies, such as:
Remember, your truck accident claim doesn’t have to mean a lot of hassle, time, or cost for you. We’ll handle every aspect of the case.
We know that a truck accident can be a big enough burden on your family’s finances as it is. When the medical bills are piling up and you’re out of work, the last thing you need is another expense. We’ll make sure your case will never add to your financial difficulties by handling it without ever asking you to pay a single upfront cost.
We call this our No Fee Promise. What it means is that you can get legal representation with no risk. We’ll cover all of the upfront costs of investigating, filing, and supporting your claim.
If we’re not able to get money for you, you never have to pay us back for any of these costs or for our work. And if we win you compensation then you only pay a percentage of what we get for you. So you’ll never end up owing more in attorneys’ fees than you get for your claim. And we’ll help you keep your costs down, so you can hold onto more of your money.
You’ve probably heard that New Jersey is a no-fault state. But if you’ve never been in an accident before, you might not know what this law means for you.
No-fault insurance means simply that your own insurance company is the one responsible for paying any medical bills related to an accident. Your insurance company pays no matter who caused the collision. The no-fault law is the reason any auto insurance policy sold in New Jersey includes a type of coverage called personal injury protection, or PIP.
When you purchased an auto insurance policy, you chose a PIP coverage limit – hoping, of course, that you’d never need to use those benefits. Now that you do, it’s important to know which expenses your insurance company will cover and which ones are your responsibility – and that’s easier said than done.
Fortunately, we work with your auto insurance and medical insurance companies to make sure your bills are being paid correctly. That’s one less thing you have to worry about.
The state of New Jersey requires every vehicle on the road to have a current auto insurance policy, according to the Motor Vehicle Commission.
Find out more about choosing the right auto insurance options with our NJ Car Insurance Buyers Guide.
Between the at-fault driver’s insurance policy and your own, there’s coverage to get your car fixed or replaced, get the medical treatment you need and get compensated for the pain you’ve been through. Of course, things can be more complicated if your accident was a hit and run or if the at-fault driver doesn’t have insurance.
Even in less complex circumstances, getting the insurance money you’re entitled to isn’t easy. You’ll need to figure out what coverage is available, gather evidence to support your claim that you deserve money and negotiate a settlement or win a trial. Without an experienced New Jersey car accident attorney fighting for you, you’re unlikely to get the full amount of money for your claim.
If the other insurance company blames you for the accident but you disagree, you need to take action fast. It’s not unusual for an insurance company to avoid paying a claim – or try to avoid it, at least – by disputing fault, even if the facts show that their policyholder caused the collision. A lawyer can help you determine who’s really at fault and gather the evidence necessary to prove it.
Even if you can’t convince the insurer to accept all of the blame for the crash, you might still be able to get the money you deserve. State laws allow for claims involving comparative negligence, or situations in which both parties share some fault, according to the official State of New Jersey website.
If you believe you were in the right, don’t let an insurance adjuster take advantage of you. The insurance company – even your own insurance company – isn’t on your side. Find out for sure who is responsible by having a car accident lawyer in NJ investigate the collision for you. We can use our network of experts in fields like accident reconstruction to find out what really happened the day of your crash.
Was anyone hurt, even a little bit, in your accident? Did any car involved sustain more than a few hundred dollars worth of damage?
If so, your accident should legally be reported to the police – no matter what the at-fault driver might say.
Hopefully, you thought to call the police when the collision happened. But many accident victims don’t, especially if they think their injuries are only minor or the damage won’t cost too much to repair.
If you didn’t call the police at the time of the accident, it might not be too late – yet. You can call the police and file an accident report after the fact. Make sure you don’t wait any longer, though. At this point, any delay in documenting the accident or your injuries or in getting legal help can threaten your claim.
When you call the police after an accident, the official report can be valuable in supporting your claim. It can sometimes take a few days for New Jersey car accident reports to become available, but once yours is, you should be able to get a copy of it for a small fee.
Many police departments in NJ allow victims to get copies of their car accident report online, so there’s no additional hassle of having to go to the police station to pick up the report.
Over our more than two decades of practicing personal injury law, our New Jersey truck accident lawyers have won millions of dollars for truck crash claims.
Disclaimer: Results may vary depending on your particular facts and legal circumstances.
Just a few of our successes handling cases like yours include:
How much will your truck accident settlement amount or verdict add up to? With our NJ truck accident lawyers on your side, you can be sure that you’re getting maximum compensation.
Don’t attempt to handle a truck crash case on your own. If you do, you’re sure to leave money on the table – and your family needs that money to afford your medical care and get through the hardship after an accident. Instead, put your case in our hands. We’ve practiced truck accident law for more than two decades and assisted thousands of clients with personal injury claims.
“They kept us informed every step of the way. Very professional, felt like they had our best interests considered. Great firm!” – G. Scirocco