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When a U-Haul crash turns your life upside down, we can help you get it back on track
If an accident with a moving truck left you with serious injuries, the road to recovery might not be a smooth one. You’re in pain, your family is facing a huge financial burden, and insurers are arguing about who has to pay.
What you really need right now is someone on your side. And that,s us. Console & Associates P.C.,s U-Haul trucking accident lawyers can help you sort this out and get the money you deserve.
Help is just a phone call away, and you NEVER pay anything until we settle your claim.
U-Haul Truck Accidents
Just how common are accidents with moving trucks? You might be surprised.
- Daily rental trucks like U-Hauls were involved in 145 fatal crashes over just five years, according to the Federal Motor Carrier Safety Administration (FMCSA). These crashes cost 177 lives and left 163 survivors with serious injuries.
- Truck drivers are at fault for more than half of all truck accidents that cause serious injuries, the FMCSA reported.
- A single fatal accident with a rental truck costs $10,404,000, according to the FMCSA. That adds up to hundreds of millions of dollars in just a few years.
- U-Haul, in particular, has a higher rate of trucks failing roadside inspection, and being put out of service, than competitors like Penske, Enterprise, Avis, and Budget, the FMCSA reported.
U-Haul accidents can cause severe injuries and extensive property damage. They are especially dangerous when the large trucks, vans, and trailers collide with small passenger vehicles.
What Makes Accidents with U-Haul Trucks So Devastating?
Part of what makes a rental truck crash so dangerous is the size of the vehicle.
The average passenger car weighs in the range of 3,000 to 4,000 pounds. That,s just a fraction of the size of a moving truck. U-Haul,s largest vehicle, a 26-foot truck meant for moving four or more bedrooms worth of stuff, weighs 12,600 pounds when empty.
At full capacity, it’s a 20,000-pound giant with the potential to obliterate any passenger car in its path.
What makes things worse is the driver behind the wheel of this ten-ton vehicle. At least tractor-trailers are in the hands of experienced drivers with a commercial driving license (CDL). Not so for massive rental trucks. U-Haul even uses this as a selling point, that all you need is a valid driver’s license to get behind the wheel.
The problem is, driving an enormous truck like this is a completely different experience from driving a passenger car. The truck is longer, wider, and heavier.
Changing lanes takes a good deal of extra space. Turns are wider. Stopping a vehicle, this size requires significantly more time.
Drivers who operate a large moving truck untrained and unprepared might find it hard to judge how much space they need to merge, turn, or stop. And a simple miscalculation is all it takes to cause an accident.
What Causes U-Haul Truck Accidents?
Most moving truck accidents happen because someone is negligent. A careless or reckless action behind the wheel, or under the hood, can set the stage for a serious collision.
Some of the factors that most frequently cause accidents with U-Haul trucks include:
- Driver inattention
- Drunk driving
- Improper passing or changing lanes
- Improper or illegal turning
- Failure to yield the right of way
- Mechanical failure
Distracted Driving and U-Haul Truck Accidents
There,s no question that driver distraction can be deadly. But when that inattentive driver is operating a huge moving truck, the vehicle,s size only amplifies the risks.
Some distractions are particularly common among the drivers of U-Haul trucks. The drivers of moving vans are often unfamiliar with the area and maybe searching for an address or adjusting a GPS or phone navigation system instead of keeping their eyes on the road. If the move is a group effort, cell phone distraction can be a concern, as well.
Driving an unfamiliar and much larger vehicle requires the driver,s full concentration, and too many motorists make the mistake of choosing this crucial time to multitask.
How Speeding Contributes to Moving Truck Crashes
High speeds don’t just make your vehicle harder to control. They can also make the impact of a crash far worse. That,s particularly true when the vehicle in question is a ten-ton oversize truck.
But it’s not only that the high speed can contribute to losing control of a truck. As a matter of fact, speeding while towing a U-Haul trailer can actually cause the trailer to sway dangerously. No matter what the posted speed limit may be, driving faster than 45 miles per hour with a trailer attached can be dangerous, according to the Los Angeles Times.
U-Haul drivers and passengers had suffered serious brain injuries or even died when a swinging trailer or dolly sent their vehicle lurching out of control, the Los Angeles Times reported.
Drunk Driving and Moving Vans
Having a celebratory beer or a glass of champagne in your new home should wait until the U-Haul has been safely returned. But you would be surprised how often drunk driving plays a part in rental truck crashes, particularly fatal ones.
More than 12 percent of all drivers involved in fatal crashes in NJ qualified as legally drunk, the New Jersey State Police (NJSP) reported. If you suspect the U-Haul driver who struck you had been drinking, our New Jersey truck accident lawyers can help you understand your legal rights.
Dangerous Lane Changes by U-Haul Drivers
Changing lanes in a large moving truck isn’t easy. But that,s all the more reason the operators of these vehicles need to use caution when attempting it.
Moving truck drivers can’t just haphazardly weave between lanes and expect other drivers to avoid them somehow. Yet that’s exactly what some U-Haul drivers do, and it’s dangerous.
Misjudging how much space it will take to change lanes safely can cause a chain reaction that leads to a multi-car crash.
How Improper Turns Cause U-Haul Collisions
Large vehicles often need to make wide turns. But, unused to the maneuver, a U-Haul driver may forget or underestimate how much space the vehicle needs.
When this happens, the giant moving truck could crash directly into a car that,s stopped and waiting its turn or one that has the right of way.
Failure to Yield the Right of Way
Does having a bigger vehicle give drivers permission to seize the right of way from the drivers of smaller cars? Too many drivers behind the wheel of large moving trucks seem to think so.
While everyone on the road should practice defensive driving, there’s a big difference between being aware of your surroundings and predicting that a massive U-Haul truck will come barreling toward you out of nowhere.
These are the accidents even the most careful motorist can’t avoid. And they’re often some of the most dangerous, resulting in head-on collisions and spinning or flipping cars.
Mechanical Failures in U-Haul Moving Trucks
Driver error is what causes most U-Haul crashes. But sometimes a moving truck loses control, and it’s not the driver’s fault. A mechanical failure can cause a catastrophic loss of power. Tires, brakes, and even engines can malfunction, with terrible consequences.
You may not be sure, in the immediate aftermath of the crash, what the cause was. That’s okay. Our U-Haul truck accident lawyers can investigate and find out. We’ll study the police report, talk to witnesses, and dig deeper to get to the bottom of the cause of the accident.
Who Pays for a U-Haul Accident?
An accident is expensive. When that accident involved a massive U-Haul moving truck, the costs often include totaled or badly damaged vehicles and severe injuries.
If you’re facing a major financial burden like this, you naturally want to know who is responsible for paying these expenses.
Liability in U-Haul Crashes
When the driver of the U-Haul truck is liable, that is, legally at fault, for the crash, you can pursue a claim against that motorist.
But a truck accident claim can be complicated, especially when it involves a rental truck like a U-Haul. One reason these cases can get so complex is because of questionable insurance coverage.
Insurance Coverage If the U-Haul Driver Is at Fault
The driver of a rented U-Haul vehicle is civilly liable for any damage they cause in a car accident. So you would, in theory, seek compensation through that driver’s personal auto insurance policy.
But you might also have the opportunity to seek compensation through U-Haul’s insurer, instead. U-Haul offers its own coverage, which it calls SafeMove and SafeMove Plus. Drivers who purchase SafeMove Plus have $1,000,000 worth of liability coverage for any property damage, bodily injury, or personal injury lawsuits that result from an accident they cause with the rental truck.
Insurance Coverage If Mechanical Failure Causes Your U-Haul Collision
Alternatively, if mechanical failure is what caused the crash, your case would be against U-Haul rather than the other driver. The rental company is the one responsible for maintaining the vehicles in safe working order.
Sorting Out Insurance Coverage for a U-Haul Crash
How do you know which U-Haul accident insurance coverage to go through when seeking compensation for your moving truck accident claim?
What happens if the insurers deny the claim or argue about who should pay?
And what if the driver who caused the U-Haul collision has no insurance at all?
You shouldn’t have to stress over insurance coverage at a time like this. You’re supposed to be focusing on getting better. So let our lawyers for a U-Haul truck accident deal with the insurers and figure out this situation for you. We’ll leave no stone unturned searching for all possible sources of insurance coverage.
Your Responsibilities in a U-Haul Accident Claim
New Jersey is a no-fault state, meaning your own auto insurer is the one who pays for your medical bills no matter who caused the crash. Unfortunately, this means that you personally will be on the hook for paying some of these costs.
New Jersey auto insurance policies include both a deductible and copayments.
The deductible is the amount of money you must pay toward your medical bills before your insurance benefits kick in. You choose this deductible when you set up your auto insurance policy. Your deductible could be as low as $250 or as high as $2,500, and that,s all your responsibility, even though the accident wasn’t your fault. Some health insurance policies will contribute toward your deductible, but that varies from one policy to another.
The copayments are the portions of the medical bills you have to pay while your insurer is paying the claim. You will have to contribute 20 percent of the first $5,000 of medical bills, minus your deductible.
Depending on your auto insurance choices, you,ll have to pay at least $1,200, and possibly as much as $3,000, for an accident that,s not your fault.
That,s a pretty steep price to pay when your only mistake was being in the wrong place at the wrong time. And unfortunately, there’s no way you can get out of it. However unfair it may seem, that,s the way the no-fault auto insurance system works.
This is precisely why you need to pursue a U-Haul truck accident lawsuit. You can’t let someone else,s negligent actions behind the wheel cost you or your family any more than it already has.
Damages in U-Haul Truck Accident Claims
What kinds of compensation can you count on a U-Haul truck accident attorney to get for you? Money to cover:
- The physical injuries you suffered.
- The medical bills for treating those injuries
- The lost wages while your injuries keep you from working.
- The physical and emotional pain and suffering you went through because of this collision.
When our attorneys take on a U-Haul accident lawsuit, we make it a priority to get you every dollar you deserve. So we take into consideration your past and future losses. Will you need more medical care in the future? Could a surgery to treat these injuries somewhere down the line keep you out of work once again?
We also make sure to fight for compensation for both your economic and non-economic damages. This means we’re not just adding up the figures that represent your financial losses; we’re also calculating the dollar value of the losses that don,t have a clear price.
If you’re wondering about getting your car fixed or replaced, you’re entitled to that compensation, too. A property damage claim is separate from your personal injury claim. But it will make your life easier; our U-Haul accident attorneys will assist with this claim at no additional cost. That way, you can get your car fixed or replaced sooner, without any hassle.
How Much Is My U-Haul Accident Claim Worth?
It,s the question every accident victim asks: How much is my case worth?
After all, you’re facing a pretty serious financial hardship. You need to know what to expect from your moving truck accident lawsuit.
The bad news is that there,s no simple answer. Every case is unique, especially when it has the kind of insurance coverage variables involved in a U-Haul accident. Everything from the injuries you suffered to the amount of insurance coverage available will affect the value of your case.
So how can you figure out what your case is worth, and whether it’s worth pursuing a case at all? You can talk to a moving truck accident attorney who has handled thousands of cases like yours. We’ll use our decades of experience to determine the value of your case, and then we’ll do what it takes to build your case for success:
- We’ll thoroughly investigate your collision.
- We’ll start gathering evidence to support your claim from the very beginning.
- We’ll reach out to industry experts as needed to help prove the other driver,s liability or the severity of your damages.
- We’ll negotiate the settlement you deserve, and if we can,t, then we’re prepared to fight for you in court.
- We’ll work hard to keep more money in your pocket at the end of your case.
Whatever your case is worth, you can trust Console & Associates P.C., s U-Haul crash lawyers to get you the full amount of compensation.
New Jersey Truck Accident Attorneys Who Will Fight for You
To try and get everything you deserve, you’ll need a truck accident lawyer to handle your U-Haul accident claim. But not just any lawyer will do.
A U-Haul truck accident lawsuit calls for decades of experience. Fortunately, Console & Associates P.C. has been helping accident victims fight back since 1994. We’ve handled thousands of accident claims and faced off against some of the biggest insurance companies in the United States.
With an exclusive focus on personal injury law and past experience working in legal defense and the insurance industry, you can be sure our lawyers for a U-Haul accident have what it takes to make your case a success.
And with our No Fee Promise, you’ll never have to worry about the financial risks of a U-Haul truck accident lawsuit. We’ll cover all the upfront costs. You’ll only ever pay if we get money for you.
The consultation is completely free, so why wait? Call (856) 778-5500 today and let us fight for you.