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Personal Injury | November 26, 2013

How to Get Started Contacting the Other Insurance Companies

Contacting your own insurance company is the first step toward setting up your medical claim, and potentially a property damage claim. However, to make a claim for damages such as pain and suffering, you have to go through the at-fault party’s insurance company. Whether your accident involved a motor vehicle or a hazardous commercial or private property, the process is the same. You should formally notify, in

Personal Injury | November 21, 2013

Setting up Your Medical Claim

Now that you understand the basics of how to interact with your and the other party’s insurance companies, including what tricks to watch out for, you have all the knowledge you need to begin the claims process. It starts with opening your medical claim through your own insurance company.

What No-Fault Laws Mean for Your Medical Coverage

Both Pennsylvania and New Jersey have no-fault automobile accident laws.

Personal Injury | November 19, 2013

Insurance Adjusters Aren’t Your Friends

Insurance adjusters may approach you as friends, but when it comes to getting your claim paid, the insurance company is your adversary. It may not be a personal feud – you want the most money for your claim, and they want to pay you the least amount of money to protect their employer’s bottom line – but the situation does put you on opposite ends of the

Personal Injury | November 14, 2013

Initial Contact with the Insurance Companies: The Basics

If you’re dreading the flood of phone calls and letters from insurance companies after your accident, you’re not alone. Dealing with insurance companies, even at this early stage, can be frustrating. If more than one company is involved – your own and another driver’s, or multiple companies representing multiple at-fault parties – you may not know who to contact first, or what information you are required to

Personal Injury | November 12, 2013

Mitigate Your Damages

Trying to manage the aftermath of an accident can feel like a balancing act. On one hand, you want to decrease the effects on your life as much as possible. Yet it’s often hard for accident victims to do that. You may find yourself weighing considerations like whether you can afford the car repairs or medical care you need and how quickly you must agree to a

Personal Injury | November 6, 2013

Post-Accident Mistakes Not to Make (And What to Do If You’ve Made Them)

Let’s face it – if you’re reading this, there’s a good chance you’ve already been in an accident. While it doesn’t hurt to know how you should handle an accident, just in case there’s a ‘next time,’ you’ve already dealt with this accident your way. Maybe you were fortunate enough to do everything exactly as described in How to Handle an Accident. If not, you’re not alone

Personal Injury | October 29, 2013

How to Handle an Accident

Even the most minor accident can be a stressful occasion. The shock of the impact can trigger panic, even if you’re normally clear-headed. The addition of noticeable property damage, or worse, physical pain, can make a difficult situation even harder. Although it’s not easy, try to stay calm. Take a deep breath – and then get help.

Notify the Authorities

After an accident, call for help immediately.

Personal Injury | October 24, 2013

When Don’t You Need a Lawyer?

Here’s a little-known secret: much of the work that lawyers do in the early stages of a claim is work that you can do yourself. When you put your time and effort into it, you can create a demand for compensation that is as good as ours. No two personal injury cases are identical. They happen in different ways, create different injuries, and impact individuals’ lives differently.

Personal Injury | October 22, 2013

Laws and Liability: Understanding the Basics

If you’re reading this, either you or someone you love has probably been the victim of an accident. You’re coping with injuries, property damage and lost time and money, not to mention more stress than anyone should be expected to handle. You need help right now – real help, not deceptive sales pitches or vague advice. You deserve the guidance of a real attorney, even if you

Personal Injury | October 16, 2013

In Hospitals and Your Own Home, Incorrect Dosages Put Children in Danger

Most of us don’t look twice at the dosages on our prescriptions. Milligrams, milliliters – these miniscule numbers mean little to us. All we need to know is how many pills or spoonfuls to take and how frequently to take them.

But ignorance isn’t always bliss, especially when the medication’s recipient is a child or even a baby. The Centers for Disease Control and Prevention (CDC

Personal Injury | September 24, 2013

Your Questions Answered: What Do I Do If I Was a Passenger and Was Injured in a Car Accident That Was the Driver’s Fault?

The aftermath of a car accident can be especially confusing for victims who were passengers in the vehicle that caused the accident. As a passenger, you obviously weren’t at fault for the collision. It’s not as though you grabbed the wheel and caused the vehicle to veer out of its lane. You were as helpless to prevent a crash as anyone in the other vehicle or any

Personal Injury | September 19, 2013

Your Questions Answered: How Long Do I Have to File a Personal Injury Claim in NJ?

You’ve probably heard that resolving a personal injury claim can take years, especially if it turns into a lawsuit. Even if you realize that the only way to truly recover the full amount of compensation you deserve is to hire an attorney, you might think that there’s no hurry to get in touch with a lawyer. You’ve got a couple years, right?

Wrong. The deadlines to file

Personal Injury | September 17, 2013

Your Questions Answered: Won’t I Save Money by Accepting an Insurance Company’s Settlement Offer Immediately Instead of Hiring a Lawyer and Having to Pay Legal Fees?

Insurance companies are skilled at persuading victims to accept less money than they really deserve. They may tell you that you’re getting a “fair” offer, and since you don’t deal with paying medical bills for treatments of severe injuries on a daily basis, like they do, you don’t know well enough to disagree. These companies may act as though they are being generous, giving you a gift,

Personal Injury | September 10, 2013

Your Questions Answered: If a Friend or Family Member Caused My Accident, Should I Still File a Personal Injury Claim? I Don’t Want to Sue Them Or Get Them in Trouble.

“Remember that time you sued me?” isn’t exactly the kind of chatter you want to have at special family gatherings or while hanging out with friends. Coping with serious injuries can be hard enough, but when a friend or family member caused those injuries, you may feel like you are facing an almost impossible decision. Should you sue your loved one and put them through a financial

Personal Injury | September 3, 2013

Your Questions Answered: Who Is Going to Pay Up Front for All of the Costs and Expenses of My Case?

One of the most common hesitations that prevent accident victims from pursuing a personal injury claim is the fear that it could bankrupt them. We get it – you’re already under enough financial stress. You’ve missed time at work, and that means your family’s not receiving the income it needs to pay bills and maintain a lifestyle. It has nothing to do with how much money you