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Posted On May 26, 2016 Personal Injury

How Does a Car Accident Affect Your Life?

Find out how your car crash will affect you – and what you can do to minimize the impact of this accident on your life.

If you have just been in a car accident, it might be too soon yet to know exactly how this collision will affect your life. As you’re beginning to see how frustrating – even devastating – a car crash can be, you might wonder what other consequences to expect.

Life after a car accident can be tough. But you’re not powerless. By making the right choices and getting the right help at the right time, you can minimize the ways and the extent to which this car accident will impact your life.

Property Damage

One of the first concerns car accident victims have – often, even above their concerns about their own health – is getting their car fixed. After all, you need that car – your family needs that car – to get around. Without it, how can you get to work, take the kids to school, or even make it to your doctors’ appointments?

It’s understandable that you’re worried about the property damage. Who wouldn’t be?

Our car accident lawyers may be able to help you find out what options you have to get your car fixed, set up your property damage claim, and even arrange transportation services to get you to your medical appointments in the meantime. When we handle the personal injury portion of your car accident case, we’ll assist as necessary with the property damage claim as a courtesy to you.

Pain and Limitations

Sometimes, it’s immediately clear how serious your injuries from a car crash are. You may have visible damage, like severe cuts. You might feel pain right away. It might not take long to realize your limitations, like your inability to walk, stand, or stretch without pain.

But other times, that pain might be minor at first. When you’re still in shock, you might not notice it at all. Only once the pain gets worse and begins to interfere with your daily life will you realize how significantly this injury could affect you.

When you get hurt in a car accident, it’s always important that you get medical care. If your doctor won’t see you, or if you’re confused about who is supposed to pay your medical bills, we can help.

Missing Work

When an injury keeps you out of work, it can put your financial well being at risk. Your family depends on your income, and this accident certainly wasn’t something you could have predicted and budgeted for. The longer you’re out of work, the more your injury threatens your financial stability. When you require months of rehabilitation to learn to walk again or you need a difficult surgery followed by a long recovery, you could be out of work for months or even a year – like some of our past clients have been.

We know that you can’t afford to miss a year of work. That’s why we pursue maximum compensation for all of our clients, including compensation for the wages they lose because of the accident and any future loss of earning potential. We have even helped clients get money damages that cover their missed overtime pay and gain sharing or profit-sharing benefits.

Healthcare Questions and Medical Bills

After an accident, it’s difficult to figure out how the process of getting the medical care you need will work.

  • Who pays for the bills?
  • What claim numbers and other information do you need to provide to your doctors’ offices?
  • What kind of specialists do you need to see, and how will you find doctors that treat accident victims when so many physicians don’t want to deal with the hassle of billing auto insurance companies?
  • What tests or procedures will you need to get pre-approval for? What doctors will your insurance company allow you to see? And what happens if your insurer denies you medical treatment?
  • What payments are you personally responsible for – and how will you afford them?

Then there are the medical bills themselves – piles of them, often with language that makes it unclear who owes, how much is owed, and why. Even with auto and health insurance, your portion of those bills can quickly climb to unaffordable amounts of money.

When you haven’t been hurt in an accident before, the whole process is confusing. But when you deal with car accident claims every single day, like our attorneys have for decades, you become familiar with the ins and outs of the claims process.

We’ll help you understand the basic process, any exceptions that could apply to your claim, and what your responsibilities are. We will make sure you’re able to get treatment and help you overcome obstacles like claim denials or unaffordable copays. We will keep track of your medical bills and ensure that they’re getting paid by the right parties – a task that’s harder than it sounds, but one that our in-house Personal Injury Protection (PIP) department is perfectly capable of handling for you.

The Hassle of Dealing with an Accident

One thing is for sure – even if you’re not seriously injured, dealing with a car accident is frustrating. There are insurance companies to contact, paperwork to keep track of, and requests for official statements. All you want right now is to be left alone to focus on getting better and getting your life back on track. The phone calls and paperwork become distractions – stressful and often time-consuming ones, at that.

The thing is, you don’t have to handle this hassle on your own. When you put your claim in the hands of a car accident attorney, dealing with the insurance company isn’t your problem anymore. It becomes your lawyer’s job.

phone in front of a car displaying car insurance
Don’t worry – with insider experience working for the insurance industry, we know how to deal with your insurer, including what the insurance company is (and is not) allowed to do.

How a Car Accident Lawyer Can Help

If you’re like many car accident victims, you might have the misconception that an attorney is only helpful later on in the process, when they get you a settlement or take your case to court. And while we do fight for results like high-value settlements, that’s not all we do.

We will:

  • Walk you through your insurance coverage so you understand who is responsible for paying what costs
  • Assist with a property damage claim – getting your car fixed or getting compensation for a totaled vehicle
  • Help find doctors with the experience and billing capabilities to treat you
  • Make sure that nothing – like a lack of transportation, language barrier, out-of-pocket cost or claim denial – stands in the way of you getting medical treatment
  • See that your medical bills are getting paid correctly
  • Handle all interactions with the insurance companies
  • Calculate all of your lost earnings and fighting for compensation

A car accident can impact your life in so many ways – but so can hiring the right lawyer. We may not be able to undo the effects the crash has had on your life, but we’ll do everything we can to make life after the accident as easy – and as close to “normal” – as possible.

If you would like to see how we can help you, call (856) 778-5500 today. The consultation is always free.

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