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Posted On August 9, 2011 Personal Injury

How Do Personal Injury Lawyers Deal With Insurance Companies?

Some insurance companies would do anything to avoid paying injury claims, such as denying an injury’s existence, obscuring an insurance policy’s worth and soliciting damaging information from injury victims. Worse yet, these tactics are often practiced under the pretense of trust. Insurance companies sometimes make injury victims feel cared for and then lead them to make damaging statements, sign documents or accept lowball settlement offers.

Insurance companies are legally obligated to pay legitimate injury claims, but they seldom feel morally obligated.

How a Personal Injury Attorney Can Help

If an insurance company is treating you unfairly, consulting a New Jersey personal injury lawyer can help. In addition to communicating with the insurance company, a NJ injury attorney can pursue the compensation you deserve by:

  • Presenting Compelling Evidence. Injury attorneys excel at interpreting and presenting accident and injury evidence. Insurance companies (once they see the compelling case an attorney could build) often choose to negotiate a settlement.
  • Negotiating a Settlement. An NJ injury attorney will fight for a settlement that reflects the extent of your injuries. Without the help of an attorney, many injury victims are under-compensated for their injuries, if they receive compensation at all.
  • Filing a Lawsuit. If an acceptable settlement can’t be reached or if the insurance company refuses to negotiate, a personal injury attorney can file a lawsuit to pursue compensation in court. When a lawsuit is filed, many insurance companies choose to negotiate. They would prefer to avoid court.
  • Taking Your Case to Court. If an insurance company remains stubborn, a personal injury lawyer can take your case to court and can present it in a way that demonstrates the extent of your injuries and how they occurred.

Insurance companies are in business to collect insurance payments, not pay insurance claims. Even when evidence of an injury is strong, many insurers use underhanded tactics to reduce or deny a victim’s claim.

Call a Personal Injury Attorney Today

If an insurance company owes you compensation, don’t wait for them to do the right thing. Contact the New Jersey personal injury lawyers at Console & Associates P.C. today.