Not all claims can be settled successfully without an attorney, especially for the amount of compensation you deserve. Every accident is unique in terms of the damages it causes, the liability that led to it, the value as determined by policy limits and geographical market, and the willingness of an insurance company or adjuster to settle for a reasonable amount of compensation. Unfortunately, this means there is

It may have taken some time and some dedication, but you did it. You stood up to an insurance adjuster and skillfully negotiated a settlement. Now you can finally put this whole unpleasant experience behind you and move on with your life, right?

Well… almost.

The good news is that, yes, most of your work is done. However, as you wrap up your personal injury claim, don’t

You’ve taken the time to craft a thorough, well-organized, well-documented demand letter. You used every possible resource to make your claim as strong as it can be. So what happens when the insurance adjuster receives your letter, reads through it, and calls you to begin negotiating a settlement?

Negotiating a personal injury settlement isn’t quite the same as haggling at a yard sale or bargaining with a

One of the hardest parts of handling your personal injury case on your own is accurately calculating the value of your claim. For one thing, there are so many factors that contribute to case value, many of them subjective. Even if you take into consideration every possible detail, determining how these factors should influence value is not as simple as plugging numbers into an equation.

Then there’s

Your success in recovering a fair settlement for your personal injury claim hinges on a concept called liability. Liability, in terms of personal injury, is the legal responsibility of a person or organization as it pertains to the obligation to act with the safety of others in mind. In the case of an accident, whether it’s a car crash or a safety hazard on a property, the

Contacting your own insurance company is the first step toward setting up your medical claim, and potentially a property damage claim. However, to make a claim for damages such as pain and suffering, you have to go through the at-fault party’s insurance company. Whether your accident involved a motor vehicle or a hazardous commercial or private property, the process is the same. You should formally notify, in

Now that you understand the basics of how to interact with your and the other party’s insurance companies, including what tricks to watch out for, you have all the knowledge you need to begin the claims process. It starts with opening your medical claim through your own insurance company.

What No-Fault Laws Mean for Your Medical Coverage

Both Pennsylvania and New Jersey have no-fault automobile accident laws.

Insurance adjusters may approach you as friends, but when it comes to getting your claim paid, the insurance company is your adversary. It may not be a personal feud – you want the most money for your claim, and they want to pay you the least amount of money to protect their employer’s bottom line – but the situation does put you on opposite ends of the

If you’re dreading the flood of phone calls and letters from insurance companies after your accident, you’re not alone. Dealing with insurance companies, even at this early stage, can be frustrating. If more than one company is involved – your own and another driver’s, or multiple companies representing multiple at-fault parties – you may not know who to contact first, or what information you are required to

Trying to manage the aftermath of an accident can feel like a balancing act. On one hand, you want to decrease the effects on your life as much as possible. Yet it’s often hard for accident victims to do that. You may find yourself weighing considerations like whether you can afford the car repairs or medical care you need and how quickly you must agree to a

Let’s face it – if you’re reading this, there’s a good chance you’ve already been in an accident. While it doesn’t hurt to know how you should handle an accident, just in case there’s a ‘next time,’ you’ve already dealt with this accident your way. Maybe you were fortunate enough to do everything exactly as described in How to Handle an Accident. If not, you’re not alone

Even the most minor accident can be a stressful occasion. The shock of the impact can trigger panic, even if you’re normally clear-headed. The addition of noticeable property damage, or worse, physical pain, can make a difficult situation even harder. Although it’s not easy, try to stay calm. Take a deep breath – and then get help.

Notify the Authorities

After an accident, call for help immediately.

Here’s a little-known secret: much of the work that lawyers do in the early stages of a claim is work that you can do yourself. When you put your time and effort into it, you can create a demand for compensation that is as good as ours. No two personal injury cases are identical. They happen in different ways, create different injuries, and impact individuals’ lives differently.

If you’re reading this, either you or someone you love has probably been the victim of an accident. You’re coping with injuries, property damage and lost time and money, not to mention more stress than anyone should be expected to handle. You need help right now – real help, not deceptive sales pitches or vague advice. You deserve the guidance of a real attorney, even if you