Now that you understand the basics of how to interact with your and the other party’s insurance companies, including what tricks to watch out for, you have all the knowledge you need to begin the claims process. It starts with opening your medical claim through your own insurance company.

What No-Fault Laws Mean for Your Medical Coverage

Both Pennsylvania and New Jersey have no-fault automobile accident laws.

Insurance adjusters may approach you as friends, but when it comes to getting your claim paid, the insurance company is your adversary. It may not be a personal feud – you want the most money for your claim, and they want to pay you the least amount of money to protect their employer’s bottom line – but the situation does put you on opposite ends of the

If you’re dreading the flood of phone calls and letters from insurance companies after your accident, you’re not alone. Dealing with insurance companies, even at this early stage, can be frustrating. If more than one company is involved – your own and another driver’s, or multiple companies representing multiple at-fault parties – you may not know who to contact first, or what information you are required to

Trying to manage the aftermath of an accident can feel like a balancing act. On one hand, you want to decrease the effects on your life as much as possible. Yet it’s often hard for accident victims to do that. You may find yourself weighing considerations like whether you can afford the car repairs or medical care you need and how quickly you must agree to a

Let’s face it – if you’re reading this, there’s a good chance you’ve already been in an accident. While it doesn’t hurt to know how you should handle an accident, just in case there’s a ‘next time,’ you’ve already dealt with this accident your way. Maybe you were fortunate enough to do everything exactly as described in How to Handle an Accident. If not, you’re not alone

Even the most minor accident can be a stressful occasion. The shock of the impact can trigger panic, even if you’re normally clear-headed. The addition of noticeable property damage, or worse, physical pain, can make a difficult situation even harder. Although it’s not easy, try to stay calm. Take a deep breath – and then get help.

Notify the Authorities

After an accident, call for help immediately.

Here’s a little-known secret: much of the work that lawyers do in the early stages of a claim is work that you can do yourself. When you put your time and effort into it, you can create a demand for compensation that is as good as ours. No two personal injury cases are identical. They happen in different ways, create different injuries, and impact individuals’ lives differently.

If you’re reading this, either you or someone you love has probably been the victim of an accident. You’re coping with injuries, property damage and lost time and money, not to mention more stress than anyone should be expected to handle. You need help right now – real help, not deceptive sales pitches or vague advice. You deserve the guidance of a real attorney, even if you

Most of us don’t look twice at the dosages on our prescriptions. Milligrams, milliliters – these miniscule numbers mean little to us. All we need to know is how many pills or spoonfuls to take and how frequently to take them.

But ignorance isn’t always bliss, especially when the medication’s recipient is a child or even a baby. The Centers for Disease Control and Prevention (CDC

The aftermath of a car accident can be especially confusing for victims who were passengers in the vehicle that caused the accident. As a passenger, you obviously weren’t at fault for the collision. It’s not as though you grabbed the wheel and caused the vehicle to veer out of its lane. You were as helpless to prevent a crash as anyone in the other vehicle or any

You’ve probably heard that resolving a personal injury claim can take years, especially if it turns into a lawsuit. Even if you realize that the only way to truly recover the full amount of compensation you deserve is to hire an attorney, you might think that there’s no hurry to get in touch with a lawyer. You’ve got a couple years, right?

Wrong. The deadlines to

Insurance companies are skilled at persuading victims to accept less money than they really deserve. They may tell you that you’re getting a “fair” offer, and since you don’t deal with paying medical bills for treatments of severe injuries on a daily basis, like they do, you don’t know well enough to disagree. These companies may act as though they are being generous, giving you a gift,

“Remember that time you sued me?” isn’t exactly the kind of chatter you want to have at special family gatherings or while hanging out with friends. Coping with serious injuries can be hard enough, but when a friend or family member caused those injuries, you may feel like you are facing an almost impossible decision. Should you sue your loved one and put them through a financial

One of the most common hesitations that prevent accident victims from pursuing a personal injury claim is the fear that it could bankrupt them. We get it – you’re already under enough financial stress. You’ve missed time at work, and that means your family’s not receiving the income it needs to pay bills and maintain a lifestyle. It has nothing to do with how much money you

You don’t have to be the one behind the wheel to get in trouble for texting while driving – at least, not according to a New Jersey appeals court. CNN reported that judges ruled that if an individual sends text messages to a driver who then causes an accident while texting, the original sender could be held partially responsible for the accident.

There are qualifiers to this,